528 College Road,
You work hard for your money; your money should work hard for you. Each of your dollars is like a little worker, except they can work 24 hours a day, 7 days a week. Some of those little workers should be providing security for now and others should be working towards growth for later.
Once those little dollar workers earn enough to support your needs, you are financially independent! When we say financial independence, we mean you can do what you want with your time, regardless of how much money it does, or does not make for you. This could mean spending more time with family, traveling more, volunteering, or even continuing doing exactly what you do now, with the knowledge that is really is what you want to do with your life.
After you have financial independence, and can do whatever you want, many of our clients want to make a difference with their time and money. This could be anything from helping children/grandchildren with college, donating time or money to charity or simply giving gifts to those you care about. Once you have peace of mind about your financial situation, it is much easier to be generous.
Of course, with investing comes certain risks. Not all investments will do well, and some may lose money. However, without risk there would not be the same opportunity. Investing can be complicated and working with an experienced financial planner can help make things easier. We consider your personal goals, risk tolerance and time horizon. If you are ready to learn more, send us an email or give us a call and we can schedule a time to review your personal financial situation.